Cash Out Refinance

We Make It Easy to Get Your Money Out of Your Investment Property

UP TO 75% OF THE LTV

5/1 ARM (Fully Amortizing)

7/1 ARM (Fully Amortizing)

30-Year Fixed

Interest-Only Options

UNDERSTANDING DEBT SERVICE COVERAGE RATIO "DSCR"

Rental Income Divided By Mortgage, Insurance, Utilities, Property Taxes, and Reserves.

Rental Income Divided By Expenses

PITI

(Mortgage Principle, Interest, Taxes & Insurance)

For Example:

Monthly Rental Income = $850

PITI = $695

IT WORKS!

Monthly Rental Income $850

PITA = $1150

It DOESN'T WORK!

Loans based on the DSCR

(Debt Service Coverage Ratio)

Equals Income Minus Expenses

(taxes and insurance)

Most lenders apply a maximum LTV (loan to value) ratio of 60% to 80% on investment property

Our 3 Step Process:

1. Apply

Fill out our Quick Apply application.

2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.